Dec 7, 2023 | Real Estate, Real Estate Finance
By Angela Colley Dec 6, 2023 (Adobe Stock) So you’re ready to buy a home. Congrats! You know you need a great real estate professional buy your side, and odds are you need a loan. But from whom? You know that big banks offer mortgages, but so...
Dec 5, 2023 | Real Estate, Real Estate Finance
By Jamie Wiebe Dec 4, 2023 (Getty Images) Even if your IQ is through the roof, sifting through mortgage options can make your head hurt. It’s just plain hard to wrap your brain around what all the terms mean—points, APR, APY—not to mention...
Dec 4, 2023 | Real Estate, Real Estate Finance
By Daniel Bortz Nov 30, 2023 (Getty Images) If you’re hunting for a house and a mortgage, you’ve probably heard that your credit score will affect your buying power big-time. That’s because lenders use your credit score to determine...
Nov 27, 2023 | Real Estate, Real Estate Finance
By Angela Colley Nov 21, 2023 (cnythzl/iStock) Successfully buying a home hinges on a bunch of numbers, from home prices to mortgage rates. And there’s a lesser-known figure that can make all the difference when realizing your homeownership dreams: your FICO...
Nov 24, 2023 | Real Estate, Real Estate Finance
By Julie Ryan Evans Nov 15, 2023 (Getty Images) Most people with private mortgage insurance want to know how to get rid of it. And for good reason: PMI tacks on a substantial extra fee to your already massive mortgage payments....
Nov 23, 2023 | Real Estate, Real Estate Finance
By Margaret Heidenry Nov 13, 2023 (Juanmonino/iStock) In the seemingly never-ending mortgage lexicon of home buying and selling, one term in particular stands out as a source of confusion: the origination fee. What is an origination fee? It’s...