These periwinkle-colored flowers, Camas Lilies, adorn the Pacific Northwest in springtime. The roots were once widely consumed by Indigenous peoples. Photo by Don Paulson/Alamy Stock Photo
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How Much Home Can I Afford? Find That Magic Number Here
By Cathie Ericson Jan 18, 2023 (Getty Images) Long before you start asking yourself what type of house you want—condo or house? Craftsman or ranch?—you should ask yourself this pragmatic question. After all, it’s no secret that your dream home can...
Homeowners Reveal Their Top 5 (Doable!) Home Projects for the New Year
By Margaret Heidenry Jan 20, 2023 (Getty Images) Every homeowner has some project to tackle. When you own a home, there’s always seemingly something that needs fixing, zhuzhing, or general improvement. Sometimes these projects (full-kitchen remodel, anyone?) can...
Want a Low Interest Rate? When Switching Your Mortgage to an ARM Makes Sense
By Lisa Marie Conklin Jan 19, 2023 (Getty Images) If you have a fixed-rate mortgage, your payment is the same amount every month and never changes no matter how much the interest rates fluctuate. While there’s some comfort to that, wouldn’t it be amazing to...
Should I Buy a Condo? The Pros and Cons
By Patricia-Anne Tom Jan 9, 2023 (Dangubic/istockphoto.com) If you’re a potential buyer in the real estate market, you may wonder whether a condo is right for you. Condominiums are generally less costly to purchase than houses or townhouses, and they...
Want To Lower Your Mortgage Interest Rate? You Can Actually Buy It Down
By Lisa Marie Conklin Jan 10, 2023 (Getty Images) Many homebuyers today are losing sleep over steeply rising interest rates, which have more or less doubled over the past year and reached their highest level in two decades. Now hovering in the mid-6 % range,...
What Is an Interest-Only Mortgage? An Affordable Home Loan, at Least at First
By Daniel Bortz Dec 5, 2022 (Getty Images) An interest-only mortgage is a type of home loan where you start off paying only the interest for a certain time period, followed by a time where you pay back both the interest and principal. Most interest-only...
On the House: Is 2023 the Year To Finally Buy a Home?
By Clare Trapasso Jan 4, 2023 (Realtor.com / Getty Images) Q: Is 2023 the year to finally buy a home? That depends. There are some signs indicating that it might be getting easier for many folks to buy a home. Inventory levels are still low, but there are more...
What Is an APR? Annual Percentage Rate, Explained
By Audrey Ference Nov 28, 2022 (pawel.gaul/iStock) The annual percentage rate, or APR, is how much you’ll pay in interest and other fees when borrowing money (e.g., when you get a mortgage loan or a credit card). APR can also be considered the...
Those Who Can’t Afford a Single-Family House Are Increasingly Turning to Build-To-Rent Communities
By Meera Pal Dec 27, 2022 (Getty Images) Many renters crave the extra bedrooms, laundry facility, and backyard big enough for a pair of swings and a slide that single-family houses provide. But they’re facing a for-sale market with still-high housing...