These periwinkle-colored flowers, Camas Lilies, adorn the Pacific Northwest in springtime. The roots were once widely consumed by Indigenous peoples. Photo by Don Paulson/Alamy Stock Photo

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How Much Does Home Insurance Cost? Advice To Find the Best Price

(fizkes/Getty Images) If you’re buying a home, you probably know that paying for the property isn’t the only expense you’ll incur. Among other things, you’ll also want to buy home insurance to protect this valuable asset in the event of unforeseen problems, from...

Mortgage rates hit new all-time low for 15-year loans

Image by: Alzay / Shutterstock Mortgage rates for a 15-year fixed rate loan hit a new all-time low this week as rates for 30-year loans also dipped by one-tenth of a percentage point, according to Freddie Mac’s weekly lender survey. “Concerns about the Delta...

How To Prepare To Make a Down Payment on a House

(iStock) One of the biggest hurdles in buying a home is coming up with a down payment—the large chunk of cash that’s typically required to secure a mortgage for a house. Fortunately, most lenders today offer a wide range of down payment options for 5%, 10%,...

The New Normal of Selling a Home Today, Explained

Getty Images If you’re selling your home right now—or thinking about doing it soon—you should know that today’s housing market is unlike anything we’ve seen or experienced lately, maybe ever. In the past, home sellers might have waited weeks or months to get an offer...

NEW OREGON BAN ON HOME BUYER ‘LOVE LETTERS’ DRAWS HEAT

If you're looking to buy a house in Oregon, you can no longer send letters to sway the seller. This long-lasting practice of writing a "buyer love letter" is now banned after Governor Kate Brown signed House Bill 2550 in June. Some believe the idea of love letters is...

What Is a Wraparound Loan, and Is It Right for You?

(Getty Images) While home buyers might hope that they will qualify for a mortgage from the usual financial institutions, like a bank, they may find that their spotty credit score is an obstacle that prevents them from qualifying. What then? One...

A Proclamation on National Homeownership Month, 2021

For millions of Americans, homeownership is the cornerstone of a life with security, with dignity, and with hope. A home is more than four walls and a roof; it is a place where we can celebrate triumphs and weather the trials of life. A place where we can watch our...