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Closing on a House: Settlement Tips for Home Sellers

By Michele Lerner May 17, 2023 (Getty Images) Before closing on a house, you need to get to the settlement table. You’re near the end of the process of selling your home, but don’t breathe a sigh of relief just yet. While it’s certainly true that you can let go...

What Is MIP? Mortgage Insurance Premium, Explained

By Sean Jackson May 11, 2023 (MicroStockHub/iStock) Getting a loan from the Federal Housing Administration (FHA) is an attractive option for homebuyers with less-than-stellar credit who aren’t sitting on a large nest egg. Buyers with a credit score as low as 580...

What Is a Mortgage Rate Lock? The Key to Scoring a Cheap Home Loan

By Cathie Ericson May 7, 2023 (imaginima/iStock) When you lock your doors at night, you think, “Phew, I’m safe!” Locks mean safety. Locks mean security. And it turns out the same is true in the world of home loans, where you may encounter the term “mortgage...

Learning the Lingo: Architectural Styles of Homes Defined

By Maureen Dempsey Apr 24, 2023 (Photo courtesy of OK, let’s get this straight: Craftsman isn’t just the brand name of the tools out in the garage, and Cape Cod isn’t just a fabulous vacation spot. We understand your confusion and feel your pain....

My Offer Was Accepted — Now What?

By Craig Donofrio Apr 25, 2023 (Getty Images) Having your offer accepted feels great—but for most home buyers, it’s just the beginning. There is still a lot more to be done before you’re over the threshold of your new home. Here’s a rundown of what comes next. 1....