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A Red Flag or No Big Deal? The Home I Want to Buy Was ‘Sold 6 Times in the Past 10 Years’
By Kathleen Willcox Jun 1, 2023 (Getty Images) Savvy homebuyers always look at the sale history of a property before making an offer. Why? Aside from seeing how the home’s value has held up over the years, they want to learn how many times the house has changed...
What is a Real Estate Excise Tax? (And How Much Does it Cost Buyers and Sellers?)
By Meera Pal May 19, 2023 (Photo-Illustration by Realtor.com; Source: Getty Images) Nobody enjoys discovering surprise fees when selling a home. And anyone who has sold a home can tell you all about sellers’ closing costs, which most commonly include real...
Save For a Down Payment or Retirement? Here’s What to Know Before Lowering 401(k) Contributions
By Lisa Marie Conklin May 11, 2023 Photo by Thgusstavo Santana: https://www.pexels.com/photo/yellow-concrete-house-2102587/ Saving up for a down payment is usually the biggest hurdle for first-time homebuyers, especially when you’re feeding a healthy chunk of...
Closing on a House: Settlement Tips for Home Sellers
By Michele Lerner May 17, 2023 (Getty Images) Before closing on a house, you need to get to the settlement table. You’re near the end of the process of selling your home, but don’t breathe a sigh of relief just yet. While it’s certainly true that you can let go...
Days on Market: A Week-by-Week Guide of What To Expect When Selling Your Home
By Stephanie Booth May 9, 2023 (Getty Images) Congrats, you’ve decided to sell your home! And by now, you’ve likely painted your front door and decluttered all of the closets, and your real estate agent has taken some stunning photos of your home. Soon your agent will...
What Is a Home Equity Investment? A Creative Yet Risky Way To Turn Your Home’s Value Into Cash
By Kathleen Willcox May 11, 2023 (Realtor.com / Getty Images) Between soaring interest rates and the increasing costs of daily life, homeowners are searching for new and creative ways to access cash and tap their home equity without incurring steep borrowing...
What Is MIP? Mortgage Insurance Premium, Explained
By Sean Jackson May 11, 2023 (MicroStockHub/iStock) Getting a loan from the Federal Housing Administration (FHA) is an attractive option for homebuyers with less-than-stellar credit who aren’t sitting on a large nest egg. Buyers with a credit score as low as 580...
What Is a Mortgage Rate Lock? The Key to Scoring a Cheap Home Loan
By Cathie Ericson May 7, 2023 (imaginima/iStock) When you lock your doors at night, you think, “Phew, I’m safe!” Locks mean safety. Locks mean security. And it turns out the same is true in the world of home loans, where you may encounter the term “mortgage...
High Tides, Low Prices: America’s 10 Most Affordable Beach Towns for Homebuyers in 2023
By Evan Wyloge May 8, 2023 (Getty Images) Is this familiar? It’s the last day of your vacation, ocean water laps your feet, and the sound of the rhythmic waves holds you in a trance. Then, as sunset gives way to twilight, a thought swims into your mind and grabs...