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Mortgage Declined? Here’s What to Do

Aug 24, 2023 | Home Buying 101, Real Estate, Real Estate Finance

By Daniel Bortz Aug 2, 2023 (Getty Images) No one likes to be told “no.” (Rejection hurts—we get it.) And having your application for a mortgage declined is particularly devastating, because it throws your entire dream of homeownership into doubt....

Thinking About Using Your Home as Collateral on a Loan? Here’s what You Need to Know

Aug 21, 2023 | Consumer News and Advice, Real Estate

By Kathleen Willcox Aug 2, 2023 (Getty Images) In today’s roiling economy, fluctuating interest rates and inflation are leaving many people in a cash crunch. So it’s little wonder that some people are turning to personal or business loans to see them...

A Floating Home Made Out of What?! Whimsical Sausalito House on the Water Is Listed for $730k

Aug 15, 2023 | Real Estate, Trends

By Tiffani Sherman Aug 14, 2023 (Realtor.com) Take a look at this floating home in Sausalito, CA. You’d probably never guess what it used to be. “It was a World War II landing craft,” explains listing agent Michele Affronte, with Engel &...

Majority of Americans Believe It’s a Bad Time To Buy a Home, Says Fannie Mae. Here’s Why It May Not Get Better Anytime Soon

Aug 8, 2023 | Consumer News and Advice, Home Buying 101, Real Estate, Real Estate Finance, Real Estate News

By Aarthi Swaminathan Aug 8, 2023 (Getty Images) With the 30-year in the 7% range and home prices continuing to rise, the typical home buyer is feeling quite miserable about the prospect of buying a home. Some 82% of consumers said that it was a...

Sellers, Beware: Don’t Let a Property Line Dispute (You May Not Be Aware Of) Derail Your Sale

Aug 7, 2023 | Consumer News and Advice, Real Estate

By Lisa Marie Conklin Aug 3, 2023 (Getty Images) You might have the prettiest and most desirable home in the neighborhood. But if you’re dealing with a known (or unknown) property line dispute, it could scare off buyers who want to avoid dealing with sticky...

What Is Negative Equity-and What Happens If You Get Underwater on Your Mortgage?

Jul 31, 2023 | Consumer News and Advice, Real Estate, Real Estate Finance

By Sally Jones Jul 31, 2023 (Photo-Illustration by Realtor.com; Source: Getty Images) Buying a home is the first step to building a sweet financial nest egg. The next step is to grow what’s known as your home equity. Home equity is the difference between the...

Want To Buy a New Home and Keep Your Current Low Interest Rate? Try ‘Porting’ Your Mortgage

Jul 26, 2023 | Consumer News and Advice, Home Buying 101, Real Estate, Real Estate Finance

By Larissa Runkle Jul 25, 2023 (Getty Images) High interest rates are one of the most significant hurdles buyers face when jumping into the housing market right now. As anyone who purchased a home in the last few years knows, interest rates have more than doubled...

Mortgage Default Explained: What Really Happens When You Can’t Pay Up

Jul 21, 2023 | Uncategorized

By Julie Ryan Evans Jul 20, 2023 (Photo-Illustration by Realtor.com; Source: Getty Images) If you’ve got a mortgage, we hope your mama hammered home how important it is to make those mortgage payments on time, every month. This is not the kind of thing...

Confused by Multiple Offers? Here’s an Easy Guide to Understanding Different Types of Financing

Jul 19, 2023 | Consumer News and Advice, Real Estate, Real Estate Finance

By Lisa Marie Conklin Jul 19, 2023 (Getty Images) Are there any sellers who don’t fantasize about listing their home and landing the ultimate offer they can’t refuse? In a dream world, the best offer would be from a buyer who has secured financing and offers...

The Foreclosure Process Explained in 4 Simple Steps

Jul 18, 2023 | Real Estate, Real Estate Finance, Real Estate News

By Jeanne Sager Jul 14, 2023 (Photo-Illustration by Realtor.com; Source: Getty Images) The foreclosure process isn’t something any homeowner wants to go through. Yet unfortunately, foreclosures are up 15% for the first six months of 2023, according to...
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Meet Our Team

Pam Haggard
Principal Broker
Tawnya Madsen, J.D.
Principal Broker
Todd Cranmer
Broker
Billy Clotere
Broker
Marisa Fox
Broker

EXCELLENT
17 reviews on
Google
Abigail Fine
Abigail Fine
2021-08-28
I would highly recommend Tawnya. She helped me navigate the worst market Eugene has ever seen for buyers—and I'm a first-time buyer, no less, which made the process even more strenuous. Tawnya was warm, attentive, and energetic throughout the whole process. What I appreciate most is that her legal training makes her extremely knowledgeable, and she is a down-to-earth person who shares her expertise without coming across as pushy. If the property has visible problems, she will never hesitate to say "don't pursue this place, there are red flags here"—she is extremely honest and transparent. She wants to help the buyer find the best place for their needs, however complicated that process might be, and she is very patient.
Martha Dyer
Martha Dyer
2021-07-17
Marissa Fox helped us get into the house of our dreams by listening to us and supporting us through the process. She is a fun and lovely person to go through the process with and never made me feel bad for asking questions. It's a crazy time to buy a house, and she made it seem easy.
Hannah Porton
Hannah Porton
2021-06-04
Tawnya Madsen, of Eugene's Alternative Realtors, is hands-down the best realtor imaginable. She surpassed all of our expectations. She is more than competent (has a law degree along with all her other expertise), prompt, professional, comfortable to work with, and most of all, we had complete faith that she was making the right calls every step of the way!
Jason Vartanian
Jason Vartanian
2021-05-19
My wife and I have worked with Tawnya through three separate transactions (two purchases and one sale), and we would highly recommend her to anyone. Tawnya is knowledgeable, attentive to detail, patient, responsive, and friendly. We always looked forward to our meetings with her, and we are absolutely thrilled with the new house she helped us purchase. And we couldn't have asked for a smoother or more stress-free transaction when she helped us sell our starter home. Thank you, Tawnya!
Samuel Sanders
Samuel Sanders
2021-05-12
The absolute best realtors I’ve ever worked with. Tawnya is an absolute joy and amazing to work with. I cannot recommend them enough.
Chris Gibson
Chris Gibson
2021-05-05
Alison Stanton
Alison Stanton
2021-02-08
Tawnya Madsen is by far the best realtor I have ever dealt with for so many reasons. I have worked with her twice in order to find and buy a house, consulted with her several times and also recommended her to friends, who have liked her so much that they in turn recommended her to their son and friends. She has an impressive foundation of legal, procedural and nuts & bolts knowledge regarding residential real estate that is beautifully blended with solid ethics, genuine warm-heartedness and a win-win mediation style. Her professional skills and demeanor are flawless. What always impresses me the most about Tawnya is that she fully respects your vision of what kind of home you want and need and she carefully works within the financial boundaries that you have determined as appropriate. Your needs are much more important to her than her own commission, a fact that is so truly self-evident in all Tawnya does that it feels rather awkward and superfluous to even mention it. She will be scrupulously honest with you about any situation, even difficult ones, and speak to you about it with kindness and professionalism that never leaves you feeling pressured or confused. Unless there is something absolutely preventing her, she responds to your calls and emails immediately and promptly addresses your concerns or needs. The bottom line is that Tawnya will always go the extra mile to help you and you feel extremely grateful to have her in your corner. Buying a house is terribly stressful and your life is on hold during the process. Tawnya understands this completely, and she provides you with an anchor within the storm of uncertainty and pressure that is inherent to the buying process. Although my relationship with Tawnya has been exclusively professional up until this point, I count her as a friend and will continue to recommend her without the slightest reservation to anyone looking for a realtor.
Maycie Williamson
Maycie Williamson
2020-08-27
Billy Clotere is the best realtor and he is with the best realtor company in our area. I sold 3 houses and bought 1 all using Eugene’s Alternative Realtors. I had no clue what I was doing. I was inexperienced. I was terrified. There was so much to do and I was running in circles. Billy took me from step one. He always made sure I had a next step ready and it was always in order. I would get lost and somehow he knew to come find me and put me back on the right path. I would get frustrated with all of the rules and laws and Billy walked me through step by step. He double triple checked everything. His experience and tenacity saved me from legal battles that I never saw coming. But he did. He sold all of my properties faster than expected and for way more than hoped for. He personalized my experience to me and my very unique situation. Billy asked the right questions. When I had questions he didn’t always have the answer, but he wouldn’t stop searching until he did. I was never left hanging out on my own. Billy was with me from way before start till way after finish. I would HIGHLY RECOMMEND Billy Clotere at Eugene’s Alternative to anyone buying or selling any real property. Thank you Billy for everything. I could not have done it without you! A year later and your tenacity is still saving me!
Deena Berg
Deena Berg
2020-02-23
Tawnya knows the Eugene market well, answered calls, texts, and emails promptly, and was always available to show us homes. Since we are still relatively new to the area, it was a bonus that she went with us to the City to ask questions about the property, and helped us get estimates on repairs for an “as is” sale to make sure we knew what we were buying. She was there for us the whole time, right up to the closing. A+ service and a delightful person.
Alec Bethell
Alec Bethell
2020-02-07
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Eugene’s Alternative – REALTORS®

35 E. 8th Ave
Eugene, OR 97401
Office: 541-302-5999
info@alternativerealtor.com


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